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SW + 50 Foot Lots

Click Here to Contact our Team about any of these Great Homes

Southwest Calgary is filled with vibrant, mature communities, providing plenty of real estate investment opportunities for the savvy buyer seeking properties situated on larger lots. The southwest area of Calgary contains plenty of community centres, parks and shopping and is readily linked to other areas of the city with excellent transit connections. This area of the city boasts numerous communities in the top 50 Calgary’s Best Neighbourhoods 2018 listing on AvenueCalgary.com.

1324, 60 Glamis Drive SW

1324, 60 Glamis Drive SW

A Cozy 2 Bedroom Condo in Glamorgan!Showings to begin on Thursday June 23, 2022 and Offers to be presented on Monday June 27, 2022 at 6pm.  Thank you!Click on any image Below to see full sized pictures  [ngg src="galleries" ids="66" display="basic_thumbnail"...

Bi-weekly mortgage payments – Save Thousands

Bi-weekly mortgage payments – Save Thousands

Both whole sale lenders and the borrowers never prefer a mortgage default as it hurts them in different ways. This is a stressful process as it is, and the last thing you want to do is make it harder for yourself in the long run. This is why some people choose to use...

Duties of a Realtor

Duties of a Realtor

All Realtors that are members of the CREB are governed by a number of Provincial and Federal organizations. This board was put in place to help protect homebuyers from being manipulated or scammed by illegitimate real estate agents. When looking for a new home,...

Why Use a REALTOR

Why Use a REALTOR

Whether you're buying or selling a home in Calgary or anywhere else, your REALTOR can help make your real estate transaction a successful one. They are with you every step of the way throughout the transaction from start to finish. They can even help you with...

Investing in Calgary Real Estate

Real estate has always been a popular way to invest your money. If you’re thinking of investing in real estate then Athesma can help you find luxury listings in Scottsdale, Arizona because no matter where you are in North America, real estate is a good investment opportunitity. For example, more people have become Millionaires with Calgary Real Estate than with any other investment. Glen has been investing in the Calgary marketplace for more than 20 years. Let him show you how you can own a Million dollars worth of property in less than 10 Years. Of course, not everyone has 10 years to wait so there are other investment opportunities out there, however, they may be a little riskier. One popular investment is within cryptocurrency. These digital currencies and coins are immune to inflation and their value, as well as popularity, is significantly on the rise. Depending on the initial investment, you could make a million in a year. Of course, before using an investment platform, do some research before, just like you would do on a property. A simple search query for ” is Bitcoin Superstar Fake?” could yield you great answers. As a side note, 89 per cent of users like using Bitcoin Superstar, so no, not fake. Obviously, if this is not something interests you then real estate might just be your thing but it’s always good to keep your options open.

Call Glen today to find out how to invest in property!
ALSO Visit our INVESTMENT REAL ESTATE web site dedicated to investors!
Here are 9 tips from a few of our investment clients. Whether you’re a new real estate investor or a seasoned buyer, take a few tips from these experienced owners.

Pay for good talent to do your renovations. Your property is no place for someone to learn how to hold a hammer. While you can learn how to save money on repairs, choose another time to get this done – or negotiate a deal with a local handyman.

Buy in the best location you can afford. If the area turns around, you may be able to make more money in a lesser location, but it’s a lot more work and you increase your risks that the area may deteriorate. It’s important to let stock go when it’s time to sell. You can make use of the 1031 exchange real estate to invest in more properties.

Buy small and stay small. Stick with the small units, and don’t go overboard on the upgrades or your properties won’t be affordable for tenants.

Look at a building not for what it is, but for what it can be. If you take a contrition view of possible uses, you can sometimes find a bargain no one else recognizes.

Don’t get hung up by the cap rate. The money coming in and the money going out, along with the depreciation, are the items to focus on.

Consider buying a building to house your office. You can generate income by renting out extra space until you need it for expansion and benefit from the property’s long-term appreciation.

Enlist a cadre of repair people you can count on so you can get the property market-ready fast when a tenant moves out. Every day the property is vacant costs you money.

Don’t buy the unique property. Choose houses that will appeal to the average family so you will always be able to sell easily if you need an escape hatch.

Partner with a good Agent to help with your Purchases and Sales. A good agent costs the same as a bad agent, and when your buying property there is no cost to be represented. Choose an agent that understands and invests in investment property. Be loyal to only that one agent and they will bring you the good opportunities first. A bad uninformed decision can cost you hundreds of thousands of upside in the long run.

If you have investment properties to sell Glen would like to talk to you. Let him show you how you can get Maximum Return with the least amount of inconvenience to your tenants. We have qualified buyers waiting to purchase quality properties today.

First Time Home Buyers

WELCOME FIRST TIME HOME BUYERS
For all you first time home buyers out there, this site has been developed with the intent to provide you all the education and tools you may need in your search for the perfect first home.

IDX code here

Moving Day Checklist

Utilities & Services

EnMax Electric & Water
Atco Gas
Direct Energy
Shaw Cable TV
Bell Express TV
Telus ( Phone)
Epcor Energy
Ed’s Lock &  Key

Business Accounts

Banks
Financial Services
Credit Cards
Real Estate
Dry Cleaner
Laundry
Service Stations
Drug Store
Diaper Service

Government Services

Alberta Health – 403-297-6411
Income Tax – 800-959-8281
Canada Pension – 800-277-9914
Public Schools – 403-294-8211
Separate Schools -403-298-1411
Public Library – 403-260-2600
TIPP city tax – 403-234-7480

Professional Services

Doctor
Dentist
Lawyer
Broker
Insurance – Life
Insurance – Auto
Personal Property

Publication & Subscriptions

Newspapers
Magazines
Professional
Fraternal
Mail Order Houses
Book/Record Clubs

People & Organizations

Friends & Relatives
Business Associates
Church
Social Groups
Athletic & Health
Civic
Fraternity

Final Moving Day Check

All Meters Read
Telephone Disconnected
Lights Turned Off
Windows / Doors Shut & Locked
Keys Left as Agreed Upon
Leave Mailbox Keys & Location of Box
Leave Forwarding Address with New Owners

Moving Day Readings
Electric Meter Reading__________________
Gas Meter Reading__________________
Water Meter Reading__________________
 
The City of Calgary Information Center Telephone number: 311 or;
Website: www.informalberta.ca

Prevent Foreclosure

CDPE: Certified Distressed Property Expert

Glen recently obtained his Certified Distressed Property Expert designation. I am now equipped with the best knowledge and resources available to help people who are struggling to make their mortgage payments and in some situations, can’t make the payment. Whether you decide to contact remortgage brokers, rent the property in order to afford the mortgage, or selling it altogether, there are a couple options for those who are struggling to keep up with payments. Ideally, I would like to help the homeowner stay in their home, but if I can’t, I may still be in a position to help. If you are unable to use my services, you can alternatively look at a foreclosure attorney Denver firm, or a firm that is closer to the location of your property, to make sure that you are being handled correctly.

Being prudent about the home buying process at the start could help in maintaining regular payments to the mortgage lender. A foreclosure is not something that any homeowner would want to face. Not only does it put undue stress, it could also lead to a number of unfavorable consequences. Although there may come unexpected pitfalls on the way, unless there is a major financial loss, companies like K5 Mortgage could help with preventing such circumstances in the first place. From managing finances to hunting for alternative lending options, these companies are equipped and experienced enough to help homeowners handle different mortgage situations.
There are various reasons a homeowner could have fallen into distress. While there are many distressed properties today as a result of the subprime crisis, the following factors, whether combined with a subprime loan or even a traditional 30 year mortgage or on their own, can cause a property and homeowner to become distressed.

Payment Increase or Mortgage Adjustment
Loss of Job
Business Failure
Damage to Property
Death of a Spouse
Death of family members
Severe Illness
Medical Bills
Inheritance
Divorce
Separation
Mandatory Job Relocation
Military Service
Insurance or Tax Increase
Reduced Income
Too much debt
Incarceration

A hardship is defined as: A material change in the financial situation of a homeowner that is or will affect their ability to pay their mortgage.
If one of these hardships is something you have experienced, contact me and I’ll do what I can to help you right away!

What is a Short Sale?
This is a term that is being used more and more often in recent home sale and mortgage news, especially in the USA . A homeowner is ‘short’ selling their home when:

A borrower owes an amount on his property that when combined with closing costs and commission is higher than current market value.

A short sale occurs when:
A negotiation is entered into with the homeowner’s private mortgage company or companies to accept less than the full balance of the loan at closing. A buyer closes on the property and the property is ‘sold short’.

A short sale may be the best option for the homeowner in order to avoid foreclosure on their home. If you can, work with a professional who has the tools to adequately present your situation to the lender. Lenders are more responsive to a short sale situation today than ever before in the past.

It can be difficult to negotiate a short sale in Canada Because of the National Housing Act and our mortgage insurance System (CMHC and Genworth)

Reasons to Avoid Foreclosure

You will always have to disclose that you have had a foreclosure on any mortgage application and many job applications you submit in the future – this can have an adverse affect on your future mortgage rates. This is the only credit item that is asked for specifically and does not rely on what is on an individual’s credit report.
Credit scores will be lowered by 300+ points and a foreclosure is the most devastating credit issue you can have in relation to future credit availability.
A foreclosure is the one credit report item that is almost impossible to have ‘repaired’.
Your lender can seek a deficiency judgment against you and collect for any amount they do not recuperate at bank sale.

CMHC – Canada Mortgage and Housing Corp.(i.e. The Federal Governement) can seek a deficiency judgment against you and collect for any amount that is lost by the bank in the forclosure process.

Many employers run credit checks on prospective employees and foreclosure is one of the top items that will put a potential new hire in jeopardy.
Many current employers run credit checks and foreclosure can put a current position in jeopardy.
Security clearances and government positions, including but not limited to, military and law enforcement, can be jeopardized by a foreclosure.

Resources

Mortgage Calculators
Use our Mortgage Calculators to determine how much of a mortgage you can qualify for and calculate your potential mortgage payments!

Moving Day Checklist
Moving Day Checklist – Use this handy checklist to contact these Important utilities and corporations before you move.
 

Easy Exit Guarantee
 No need to worry about signing a lengthy listing contract. Protect yourself with our exclusive listing guarantee.
 
 

Moving to Calgary
Find out everything you need to know about our great city Calgary: Relocation Packages, YouTube Videos and more.

Duties of a Realtor
 Realtors are bound by a Code of Ethics and Standards of Business Practice, read all of the Details here.
 

Current Mortgage Rates
Review the preferred mortgage rates available to our clients from the resources.
 

Important Calgary & Area Websites
Great links to help you explore all that Calgary has to offer.

I work hard to give you everything you need for a successful, enjoyable real estate transaction. I’m happy to provide you with a few of the tools you need to prepare in the pages below.
Once you’ve armed yourself with a little bit of knowledge and are ready to act, get me on your side for a smoother, faster, less stressful transaction.
I look forward to helping you!
Glen
‘Resourceful’ is just another word for ‘prepared’.
 
 

 
 

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